warning signsWarning Signs

  • Your Credit cards and other lines are all maxed out.
  • You only pay the minimum balance due on credit cards.
  • Once you have paid off a credit card, you immediately start charging on it again.
  • You pay bills and rent with credit cards or loan money.
  • You take cash advances or use credit cards to pay bills or go out.
  • You don’t have any money left over after your bills are all paid for the month.
  • You don’t have any savings or emergency funds set up.
  • You can’t sleep and feel stressed about money.
  • You don’t know how much debt you have.
  • You bounce cheques.
  • You cannot seem to get out of your overdraft.
  • You have been denied credit.
  • Collectors are hounding you.
  • You are lying about money to friends and family.
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Solve Your Debt Problems With A Consumer Proposal

     Albertans are experiencing tough economic times and in some instances are turning to Payday Loan Providers to deal with their financial challenges often at unaffordable interest rates.Global News recently published the article, "No ban of payday loans: Alberta minister" looking into why the province is considering changing the laws regarding these high Read More

Debt Can Make You Scream In Horror

Vampires, ghouls and werewolves scared us as children but as adults we tend to be more scared by our finances - don’t hide under the covers this Halloween and face a few money fears head on!       Trapped by debtCredit cards, student loans, car loans………… It can seem impossible to escape the Read More

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