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  • Your Credit cards and other lines are all maxed out.
  • You only pay the minimum balance due on credit cards.
  • Once you have paid off a credit card, you immediately start charging on it again.
  • You pay bills and rent with credit cards or loan money.
  • You take cash advances or use credit cards to pay bills or go out.
  • You don’t have any money left over after your bills are all paid for the month.
  • You don’t have any savings or emergency funds set up.
  • You can’t sleep and feel stressed about money.
  • You don’t know how much debt you have.
  • You bounce cheques.
  • You cannot seem to get out of your overdraft.
  • You have been denied credit.
  • Collectors are hounding you.
  • You are lying about money to friends and family.
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Consumer Insolvencies jump 43% in Alberta April through June 2016

Consumer insolvencies rose in Alberta in the second quarter of this year by 43 per cent compared to last year, according to statistics released by the Superintendent of Bankruptcy. In Calgary, consumer insolvencies rose by 41.7 per cent over the past year. Although Consumer bankruptcies increased by 32.4 per cent in Read More

Solve Your Debt Problems With A Consumer Proposal

          Albertans are experiencing tough economic times and in some instances are turning to Payday Loan Providers to deal with their financial challenges often at unaffordable interest rates. Global News recently published the article, "No ban of payday loans: Alberta minister" looking into why the province is considering changing the laws regarding these high Read More

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