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Dealing with stress

4 ways to manage your stress:

1. Exercise

Things always look brighter after a good workout. An exercise routine helps to increase the production of your brain’s feel-good neurotransmitters, called endorphins. Any exercise that gets your heart rate going will do: yoga, squash, tennis, running, basketball etc. Regular exercise can increase self-confidence and lower the symptoms associated with mild depression and anxiety. Exercise also can improve your sleep, which is often disrupted by stress.

2. Prayer/Mediation/Mindful Living

Regardless of religious affiliation, a back to basics spiritual approach can help cope with stress. Although it can be difficult, try not to immerse yourself in too many scenarios about the future. Deal only with what is on your plate, one day at a time. As Mark Twain famously said: ”I am an old man and have known a great many troubles, but most of them never happened.”

3. Don’t Go Through it Alone

One very common source of stress for bankruptcy debtors is shame. Many feel that bankruptcy represents failure. This simply isn’t true. Bankruptcy is a legal, ethical and entirely legitimate process which allows for a fresh start. Taking advantage of bankruptcy under the right circumstances is nothing to be ashamed of. Discussing your concerns with a close friend or family member will allow for an outlet for some of this stress. Being concerned about what other people think should be last on your menu of concerns during a financial crisis.

4. Develop a Plan of Attack for Life After Bankruptcy

This is a big one. Putting together a plan of attack for your life after bankruptcy will be important, not only to relieve stress, but to thrive in your new debt free life. Identify the circumstances that led to bankruptcy, and if possible, take steps to remedy them. Empowering yourself will be a key, start by rebuilding your credit. Knowing that you have mapped out the beginnings of a comeback will allow you to sleep better at night.