Hardie & Kelly Relief from Debt  Blog Relief from Debt Blog

Understanding your options is a powerful way to reduce your stress. Read these posts, and then call us at 403-777-9999 to discuss your options. We’re here to help.

Debt in Retirement

  • Marie
  • November 28, 2018

Many Canadians in their Golden Years are getting poorer. More Seniors in Canada are carrying debt into retirement, including mortgages, car loans and credit card debt. The debt is often incurred whilst maintaining a pre- retirement lifestyle, using credit due to attractively low interest rates, illness, market losses and some cases, Read more

Category : Relief From Debt Blog

Payday Loans: Break the Payday Loan Cycle

  • Marie
  • October 30, 2018

Experiencing a financial emergency or finding that your pay cheque is simply not stretching to the end of the month and you’re short on cash? Resorting to payday loans is rarely a solution to your financial difficulties. Read on to find out more about payday loans, how you can get caught Read more

Category : Relief From Debt Blog

How Debt Affects Your Life

  • Marie
  • October 4, 2018

How is Debt Affecting Your Life? A recent National survey has found that 47% of Canadians believe debt has a negative impact on their lives including sleep problems, frustration, embarrassment, relationship difficulties and a feeling of not being able to move forward in life. Millennials and Debt In the survey it was noted that Read more

Category : Debt Tips, Relief From Debt Blog

Rising Interest Rates and Mortgage Renewal

  • Marie
  • August 30, 2018

When the Bank of Canada raises interest rates, the big banks raise their prime lending rate, which results in higher mortgage payments when you renew your mortgage and higher unsecured debt servicing costs.   A recent survey has shown that many Canadians struggle with covering their current living expenses and debt Read more

Category : Relief From Debt Blog