Hardie & Kelly Warning SignsWarning Signs

Are you ready to regain control of your finances?

If any of the following seems familiar to you, it may be time to consider talking to one of the counsellors at Hardie   Kelly for a free assessment of your personal financial situation.

  • You are lying about money to friends and family.
  • Collectors are hounding you.
  • You have been denied credit.
  • You cannot seem to get out of your overdraft.
  • You bounce cheques.
  • You don’t know how much debt you have.
  • You can’t sleep and feel stressed about money.
  • You don’t have any savings or emergency funds set up.
  • You don’t have any money left over after your bills are all paid for the month.
  • You take cash advances or use credit cards to pay bills or go out.
  • You pay bills and rent with credit cards or loan money.
  • Once you have paid off a credit card, you immediately start charging on it again.
  • You only pay the minimum balance due on credit cards.
  • Your Credit cards and other lines are all maxed out.